If it was your mod - how would you do it?
I would take into account where ever possible any particularly vulnerable part of an aircraft such as the tail boom on the P-38 or radiators on inline-engined aircraft. I would probably use a + / - system to rate them. Add for self-sealing fuel tanks, armor, and structural integrity. Minus for in-line engine or structural weakness such as the dive limitation for the Zero.
From what I've read, I don't think your mod is that far off from what I might have done. I just might have carried it a bit further if possible. We can quibble over things here and there but I do like the fact that you have taken into account wing-loading for maneuverability.
Chez