Finland surrenders if Helsinki is Soviet controlled. There is a chance that Finland will surrender if, after January 1, 1942, any Finnish city or town is Soviet controlled or Vyborg, Narva and Pskov are all Soviet controlled. If one of these conditions is met, then a Surrender Threshold (ST) value is calculated equal to 2 plus 1 for each German Division in Helsinki plus 2 additional points for each Division that is an Elite SS unit. The ST can never be greater than 9. Once the ST is determined, if Die (10)>ST, then Finland surrenders.
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WitE Alpha/Beta Tester