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OT My New Car

 
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OT My New Car - 7/5/2012 11:40:08 PM   
KG Erwin


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From: Cross Lanes WV USA
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Well, it isn't exactly new, but it's pretty close to it. I bought a 2009 Kia Rio 4-door sedan from Enterprise Car Sales, and it cost $12,500, but it has only 19,700 miles on it. That means it still has 40,000 miles to go on the manufacturer's warranty. I had $5000 from my insurance settlement to put down on it, so my payments will be only $207/month for 5 years. The thing is, my credit isn't good, so my interest rate is 12.49%.

All things considered, I think I did pretty well on the deal.

I write about this as I had written about my terrible last week, and THIS week things are looking much better.

Here's the thing: my 2004 Cavalier LS had over 100,000 miles on it when it was wrecked, so I think it may end up being a good event in the long run. Yes, I have a car payment again, BUT it was bound to happen sooner or later anyway. Besides that, my daughter will be getting her learner's permit next year, and the Kia will be a good car for her to drive.

The BAD thing is that I'll have to postpone my retirement until it's paid off. Oh, well.

< Message edited by KG Erwin -- 7/5/2012 11:41:50 PM >
Post #: 1
RE: OT My New Car - 7/5/2012 11:50:24 PM   
Titanwarrior89


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I am glad it worked out for you KG.  Kia should run forever.

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RE: OT My New Car - 7/6/2012 12:14:56 AM   
KG Erwin


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So am I, Titanwarrior. After last Friday's horrific storm, many people in the area are still without electricity. I didn't suffer any damage because of it, but it capped off a really crappy week. However, I'm an eternal optimist, and I believe that if you don't lose yourself in thinking, "oh woe is me", it will work out. Thankfully, my family is OK and we're not suffering.

Thanks for reading, guys, and I hope everything is OK with you.

(in reply to KG Erwin)
Post #: 3
RE: OT My New Car - 7/6/2012 1:03:56 AM   
sulla05

 

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It's great that your week from hell finally ended. Hopefully it just keeps getting better.

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RE: OT My New Car - 7/6/2012 1:06:49 AM   
Titanwarrior89


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quote:

ORIGINAL: KG Erwin


Thanks for reading, guys, and I hope everything is OK with you.



I am just fine, thanks for asking KG....only problem here is the heat.

_____________________________

"Before Guadalcanal the enemy advanced at his pleasure. After Guadalcanal, he retreated at ours".

"Mama, There's Rabbits in the Garden"

(in reply to KG Erwin)
Post #: 5
RE: OT My New Car - 7/6/2012 1:20:33 AM   
AgoriaSky

 

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That is an extremely corrupted deal Mr Erwin. Youre taking heavy artillery fire on that interest rate. Return the vehicle & follow this plan instead;
http://www.matrixgames.com/forums/tm.asp?m=3133790

(in reply to KG Erwin)
Post #: 6
RE: OT My New Car - 7/6/2012 1:27:52 AM   
ilovestrategy


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quote:

ORIGINAL: AgoriaSky

That is an extremely corrupted deal Mr Erwin. Youre taking heavy artillery fire on that interest rate. Return the vehicle & follow this plan instead;
http://www.matrixgames.com/forums/tm.asp?m=3133790



Huh?


Edit: oh , you mean the diesel car. I think he did ok.

< Message edited by ilovestrategy -- 7/6/2012 1:29:54 AM >


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After 16 years, Civ II still has me in it's clutches LOL!!!
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RE: OT My New Car - 7/6/2012 1:37:33 AM   
AgoriaSky

 

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quote:

interest rate is 12.49%

"Are you ok?"
"No man, Im pretty f*cking far from ok"

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Post #: 8
RE: OT My New Car - 7/6/2012 3:15:34 AM   
KG Erwin


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From: Cross Lanes WV USA
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Well, okey dokey, then. OK, I can get back to my gaming routine and regular work schedule, so, my next topic will be on topic. I already have one in mind, so, until then, you guys take care of yourselves in your real lives.

(in reply to AgoriaSky)
Post #: 9
RE: OT My New Car - 7/6/2012 5:02:33 AM   
ilovestrategy


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KG. Youre a good man. Don't let anyone make you think otherwise.

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After 16 years, Civ II still has me in it's clutches LOL!!!
Now CIV IV has me in it's evil clutches!

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Post #: 10
RE: OT My New Car - 7/6/2012 6:55:08 AM   
doomtrader


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Do not buy Diesel cars.
Never ever.

(in reply to ilovestrategy)
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RE: OT My New Car - 7/6/2012 1:02:41 PM   
radic202


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From: Ontario, Canada
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I am still so bewildered at that interest rate. Absolutely awful of them to charge you that, even though you say your credit is not good, that to me is a complete rip off? But do understand that in your case it was a must. I have never purchase a car on credit, always paid cash for it do acknowledged that not everyone is capable of that.

< Message edited by radic202 -- 7/6/2012 1:03:17 PM >


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RE: OT My New Car - 7/6/2012 2:16:36 PM   
TulliusDetritus


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Come on, he's bought a car. Period. He does not need negative comments... diesel, interests...

Simply wish him luck, be prudent, safe drive etc etc

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RE: OT My New Car - 7/6/2012 4:25:56 PM   
Titanwarrior89


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I second this statement.
quote:

ORIGINAL: ilovestrategy

KG. Youre a good man. Don't let anyone make you think otherwise.



_____________________________

"Before Guadalcanal the enemy advanced at his pleasure. After Guadalcanal, he retreated at ours".

"Mama, There's Rabbits in the Garden"

(in reply to ilovestrategy)
Post #: 14
RE: OT My New Car - 7/6/2012 4:34:34 PM   
AgoriaSky

 

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quote:

Do not buy Diesel cars.
Never ever.

And why not? They last longer and you make your own fuel for much less than $3 per gallon. I used to sell cars and we would change deals with buyers who changed their minds even as much as two months later. Much of the time the deal was an upgrade or some were an even exchange. We kept most of our customers happy. (Some people will never be satisfied).

Biodiesel Production Demonstration - Part 1 of 3
http://www.youtube.com/watch?v=mbtTEKDfTVo

(in reply to TulliusDetritus)
Post #: 15
RE: OT My New Car - 7/6/2012 11:23:29 PM   
ilovestrategy


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Deleted for uneeded rant. My apologies.

< Message edited by ilovestrategy -- 7/7/2012 12:33:19 AM >


_____________________________

After 16 years, Civ II still has me in it's clutches LOL!!!
Now CIV IV has me in it's evil clutches!

(in reply to AgoriaSky)
Post #: 16
RE: OT My New Car - 7/6/2012 11:56:20 PM   
AgoriaSky

 

Posts: 11
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Im certain that if he considered it a problem that he could speak up for himself right? I found this place through a friend here a couple weeks ago who works for DoD. Wasnt harassing him at all, just tryiong to let him know there are better alternatives to gouging a small town guy.

(in reply to ilovestrategy)
Post #: 17
RE: OT My New Car - 7/7/2012 12:11:30 AM   
apathetic lurker

 

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Diesel is wonderful....Except for the cancer if you hang around it too much, which I do...sigh....

Seriously, I would love to get me an diesel H3...

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RE: OT My New Car - 7/7/2012 12:31:55 AM   
ilovestrategy


Posts: 3628
Joined: 6/11/2005
From: San Diego
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quote:

ORIGINAL: AgoriaSky

Im certain that if he considered it a problem that he could speak up for himself right? I found this place through a friend here a couple weeks ago who works for DoD. Wasnt harassing him at all, just tryiong to let him know there are better alternatives to gouging a small town guy.



In that case I apologize for flying off the handle. I just feel bad for him having all these problems at once. I'll delete my post.

_____________________________

After 16 years, Civ II still has me in it's clutches LOL!!!
Now CIV IV has me in it's evil clutches!

(in reply to AgoriaSky)
Post #: 19
RE: OT My New Car - 7/8/2012 12:36:51 PM   
Joe 98


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From: Wollondilly, Sydney
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Korea makes great cars!  They are catching up to the Japanese rapidly.
.

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Post #: 20
RE: OT My New Car - 7/9/2012 9:28:09 PM   
DOCUP


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Sory about the BS being low and your car.  Congrats on the new car.  Glad you didn't lose power in the storm.  I did but I live up the road from you in Huntington. 

(in reply to Joe 98)
Post #: 21
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